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Cash for Equity

Sell part of your property to Flexible. Get cash without debt and the burden of monthly payments. A popular alternative to obtaining a loan or selling the property.

How our Cash for Equity works
  • 1

    Set your cash goal

    The more cash you want, the greater the share of equity in your property Flexible will buy. If a co-owner wants to cash out, we buy 100% of their interest.

  • 2

    Flexible buys a partial interest

    Flexible pays you cash, and is now a co-owner.

  • 3

    Buy back Flexible’s interest on your timeline

    When you are ready to buy back Flexible’s ownership interest or sell the property, Flexible gets paid the agreed upon return or percentage of price appreciation.

Benefits and Tradeoffs
  • Get cash without dealing with a bank- Get cash quickly and easily without jumping through a bank’s hoops.

  • Skip the debt stress- No big loan balances, monthly payments, interest and origination costs, prepayment penalties, foreclosure risk, or lack of flexibility when dealing with banks.

  • Choose your repayment terms- Pay Flexible off on your timeline.

  • Possibility of higher costs- A loan may be cheaper than Cash for Equity after accounting for Flexible’s initial valuation or return requirement.

  • Possibility of a lower share of benefits- Cash for Equity lowers your equity exposure which means you are decreasing your share of future financial benefits of ownership.

  • Continued ownership risk- By not selling, you remain exposed to the risks of ownership.

Cash for Equity Example

Your property is worth $1,000,000 and you have a $200,000 loan outstanding, which means you have $800,000 of equity. Flexible agrees to purchase 25% of your equity for $200,000, and you agree to sell your property to Flexible in 5 years. 

After closing

Flexible is now a passive co-owner. 


You sell. The sale proceeds are split: 75% to you, and 25% to Flexible.

This example is simplified to exclude details that vary by owner and transaction, including the impact of taxes, tax savings, and miscellaneous third-party transaction costs.

Perfecting your Cash for Equity terms

Every Flexible offer is custom-built to achieve owners’ goals. For Cash for Equity, here are the most important items to consider:

  • Amount of equity sold / cash wanted or needed

    The amount of cash you get at closing, which is closely tied to the share of ownership you are selling to Flexible.

  • Repayment date

    The date of a liquidation event for Flexible that completes the Cash for Equity arrangement. Most owners choose between 1 and 5 years.

  • Agreement type

    Choose between two forms of Flexible’s equity participation: “preferred” or “limited”.

    “Preferred” means you give Flexible a fixed return without participation in future appreciation. Whether the property value goes up or down, Flexible’s return is limited to a fixed rate. Flexible does not require monthly payments so the return can accrue until a later date.

    “Limited” means Flexible owns a portion of the property without a stated fixed return—our share of potential benefits goes up when the value and cash flow increase, and goes down when it decreases, the same as it does for you.

Most owners...

Most owners who choose Cash for Equity want some combination of cash for other uses and less ownership exposure in the property. 

Since most owners aren’t in the business of predicting future value or future cash flow, they choose a “limited” Flexible participation structure. If the property value or cash flow goes up, your share is lower than with a “preferred” structure. If the property value or cash flow goes down, you don’t have to worry about the fixed return becoming an increasingly burdensome obligation relative to what the property can support.

When you request an offer, we’ll share options so you can choose your desired combination of offer features and make an informed choice. We can include preapproval to make changes after reaching an agreement so you have flexibility as the future unfolds.

See if our Cash for Equity is right for you

No commitments required.
Frequently asked questions
  • We can give you options to extend the repayment date, pay in installments, or bring on new financing options.

  • Our offers are customized to maximize the collective ownership group’s satisfaction. Flexible will ensure each co-owner receives the terms they want, whether it’s cashing out, remaining an owner, or both. You tell us if you want us to work with a single contact, the group, or individually with each co-owner.

  • Flexible will ensure our Cash for Equity agreement is structured in compliance with your loan agreement.

  • We’ll work with you to coordinate our onsite inspections and collect property information as part of our due diligence. If certain materials are not available or easily accessible, our team can help.

Love Your Offer Guarantee™

Regret hurts.

Typical transactions prohibit owners from making changes or canceling. With Flexible, you get unlimited offer adjustments and seven days after accepting our offer to cancel.

No questions asked.

Why owners choose Flexible
Better experience, better outcome
  • Skip months of hassles.
  • Save hundreds of thousands: no commissions or repairs.
  • Explore all options—no commitment required.
  • Get a same-day offer that achieves your goals.
  • Get transparent and competitive pricing.
  • Secure fast closing certainty
  • Close on your timeline.
Have a question or want to discuss options with an expert?  

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